Privacy Notice

Facts

What does Column, N.A. do with your personal information?

Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and account balances
  • Transaction history and payment history
  • Account transactions and income
When you are no longer our customer, we continue to share your information as described in this notice.
How?All financial companies need to share personal information to run their everyday customers' business. In the section below, we list the reasons financial companies can share their customers' Column, N.A. personal information; the reasons chooses to share; and whether you can limit this sharing.
Questions?Call 415-702-2703 or visit questions.column.com


Reasons we can share your personal informationDoes Column, N.A. share?Can you limit this sharing?
For our everyday business purposes—

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YesNo
For our marketing purposes—

to offer our products and services to you

YesNo
For joint marketing with other financial companiesNoWe don't share
For our affiliates' everyday business purposes—

information about your transactions and experiences

NoWe don't share
For our affiliates' everyday business purposes—

information about your creditworthiness

NoWe don't share
For nonaffiliates to market to youNoWe don't share

Who we are

Who is providing this notice?Column, N.A.

What we do

How does Column, N.A. protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also limit access to information to those employes for whom access is appropriate
How does Column, N.A. collect my personal information?We collect your personal information, for example, when you
  • Open an account or apply for a loan
  • Made deposits/withdrawals or provide payment instructions
  • Use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes — information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions

AffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies.
  • Column, N.A. has no affiliates
NonaffiliatesCompanies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Column, N.A. does not share your personal information with non-affiliates for marketing purposes.
Joint marketingA formal agreement between nonaffi liated financial companies that together market financial products or services to you.
  • Column, N.A. does not jointly market.

Other important information

Column, N.A. does not share personal information except as allowed by California state law for everyday business purposes.