Loan Purchase

Turn interest
into fee income

Programmatically sell the loans you originate to Column.

Free up working capital

so you can keep growing_

Capital efficient

Reduce the amount of capital required for your lending business by selling whole loans rather than retaining them on balance sheet.

Faster funding

With automatic intraday settlement, reduce funding and working capital friction.


One size doesn't fit all. We can support various purchase structures and formats to help achieve your goals.

Committed or bulk purchase

Whether you need to sell a single portfolio or want a long term partner to acquire loans on an ongoing basis, we can provide a solution.

Increase cash flow

Get paid today for the loans you are originating, providing valuable cash flow to enable you to continue to grow.


We have experience analyzing billions of dollars of loans. We understand that not all originations are the same, and we will work with you to understand your portfolio.

We know the ecosystem very well and Column provides the speed, flexible account model and API-first approach that no one else can. These aspects are essential to building certain products that power our customers' growth.
Henrique Dubugras — Co-Founder and Co-CEO, Brex
  • Start building today

    Unmatched access to money movement, bank accounts, card networks, and bank capital. By working with us, you're in the driver's seat to build your own products, on your terms, without layers in between.