Loan Purchase
Turn interest
into fee income
Programmatically sell the loans you originate to Column.
Free up working capital
so you can keep growing_
Capital efficient
Reduce the amount of capital required for your lending business by selling whole loans rather than retaining them on balance sheet.
Faster funding
With automatic intraday settlement, reduce funding and working capital friction.
Flexible
One size doesn't fit all. We can support various purchase structures and formats to help achieve your goals.
Committed or bulk purchase
Whether you need to sell a single portfolio or want a long term partner to acquire loans on an ongoing basis, we can provide a solution.
Increase cash flow
Get paid today for the loans you are originating, providing valuable cash flow to enable you to continue to grow.
Team
We have experience analyzing billions of dollars of loans. We understand that not all originations are the same, and we will work with you to understand your portfolio.
We know the ecosystem very well and Column provides the speed, flexible account model and API-first approach that no one else can. These aspects are essential to building certain products that power our customers' growth.
More products
Products
built for developers in the lightest format possible
Infrastructure
Start building today
Unmatched access to money movement, bank accounts, card networks, and bank capital. By working with us, you're in the driver's seat to build you own products, on your terms, without layers in between.