Book Transfers

Transfer funds
instantly, on us

When you own both accounts at Column, transfers are real-time every second of the day.

Start building 
{
  "id": "string",
  "created_at": "2021-11-29T20:18:34.844Z",
  "updated_at": "2021-11-29T20:18:34.844Z",
  "idempotency_key": "string",
  "sender_bank_account_id": "string",
  "sender_account_number_id": "string",
  "receiver_bank_account_id": "string",
  "receiver_account_number_id": "string",
  "amount": int64,
  "currency_code": "string",
  "description": "string",
  "status": "NONE",
  "allow_overdraft": true,
  "details": {}
}

Funds sent

Jan 27, 2022 8:35:32AM

$2,532.32

Transfer to Alex

Funds receieved

Jan 27, 2022 8:35:32AM

$2,532.32

Transfer from John

Complex payment workflows simplified

With instant bank account creation and book transfers, you can create complex payment and settlement flows with just a couple of API calls.

Create a book transfer

curl 'https://api.column.com/transfers/book' \
    -XPOST \
    -u :<YOUR API KEY> \
    -d amount="10000" \
    -d currency_code=USD \
    -d sender_bank_account_id="<bank_account_id>" \
    -d receiver_bank_account_id="<bank_account_id>"

Always available

Book transfers can happen 24/7, every day of the year when both accounts are at Column

Optimize your
customer experience

Through use cases like overdraft and real-time ledgering, our instant transfers ensure you provide a superior customer experience while simplifying reconciliation.

List all book transfers

curl 'https://api.column.com/transfers/book' \
      -u :<YOUR API KEY>
We know the ecosystem very well and Column provides the speed, flexible account model and API-first approach that no one else can. These aspects are essential to building certain products that power our customers' growth.
Henrique Dubugras — Co-Founder and Co-CEO, Brex

Infrastructure products built for
developers in the lightest format possible

ACH

Originate ACH credits and debits with a single API request. Utilize all five settlement windows, configure every NACHA option and control every step.

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Wire

Transfer funds immediately to any bank account through FedWire via API. Receive domestic and international wires with instant updates and all the raw data.

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Book Transfers

When you own both accounts at Column, transfers are real-time every second of the day.

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Ledger

Ledger each transaction automatically onto our system of record. Complete visibility and full banking functionality with the ease of an API.

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Bank Accounts

Spin up programmable and scalable FDIC insured bank accounts for your customers in one API call. All from our robust, easy to use developer platform.

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Take full control of the end to end check flows. From RDC to checkbooks to positive-pay, we allow you to build your optimal check flow and own the entire process.

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FedNow

The Federal Reserve’s new real-time payment rail. Instant, transparent, and available 24/7/365.

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International Wires

Direct access to Swift and international routing. Send money to over 160 countries in a single API call — with full transparency.

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Build a modern national lending program in partnership with Column.

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Debt Financing

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Loan Purchase

Programmatically sell the loans you originate to Column.

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Start building today

Unmatched access to money movement, bank accounts, card networks, and bank capital. You're in the driver's seat to build your own products, on your terms, without layers in between.

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