Book Transfers
Transfer funds
instantly, on us
When you own both accounts at Column, transfers are real-time every second of the day.
Funds sent
Jan 27, 2022 8:35:32AM
$2,532.32
Transfer to Alex
Funds receieved
Jan 27, 2022 8:35:32AM
$2,532.32
Transfer from John
Complex payment workflows simplified
With instant bank account creation and book transfers, you can create complex payment and settlement flows with just a couple of API calls.
Create a book transfer
Always available
Book transfers can happen 24/7, every day of the year when both accounts are at Column
Optimize your
customer experience
Through use cases like overdraft and real-time ledgering, our instant transfers ensure you provide a superior customer experience while simplifying reconciliation.
List all book transfers
Infrastructure products built for
developers in the lightest format possible
ACH
Originate ACH credits and debits with a single API request. Utilize all five settlement windows, configure every NACHA option and control every step.
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Wire
Transfer funds immediately to any bank account through FedWire via API. Receive domestic and international wires with instant updates and all the raw data.
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Book Transfers
When you own both accounts at Column, transfers are real-time every second of the day.
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Ledger
Ledger each transaction automatically onto our system of record. Complete visibility and full banking functionality with the ease of an API.
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Bank Accounts
Spin up programmable and scalable FDIC insured bank accounts for your customers in one API call. All from our robust, easy to use developer platform.
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Card Programs
Build a customized card program that fits your stage. With a dedicated BIN and the choice of issuing processors, you maintain control.
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Checks
Take full control of the end to end check flows. From RDC to checkbooks to positive-pay, we allow you to build your optimal check flow and own the entire process.
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FedNow
The Federal Reserve’s new real-time payment rail. Instant, transparent, and available 24/7/365.
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International Wires
Direct access to Swift and international routing. Send money to over 160 countries in a single API call — with full transparency.
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Lending products for companies to scale lending programs faster and cheaper
Loan Origination
Build a modern national lending program in partnership with Column.
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Debt Financing
Grow your lending program more efficiently with Column capital, whether you are at scale or on your way.
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Loan Purchase
Programmatically sell the loans you originate to Column.
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Start building today
Unmatched access to money movement, bank accounts, card networks, and bank capital. You're in the driver's seat to build your own products, on your terms, without layers in between.