Build a national
Lend funds nationally in partnership with Column
Build a compliant lending program powered by our developer first APIs
Originate and settle loans directly from our APIs. Never send spreadsheets again.
Our experienced team can help you build a variety of customizable credit products.
Our experienced and forward-thinking compliance team has helped scale dozens of modern programs.
Our team has years of experience evaluating complex loan portfolios at leading banks, investment firms, and fintechs.
Speed to market
Implementation at your pace with no surprises.
We focus on providing a straightforward and transparent process that enables you to focus on building and scaling.
Infrastructure products built for
developers in the lightest format possible
Originate ACH credits and debits with a single API request. Utilize all five settlement windows, configure every NACHA option and control every step.
Transfer funds immediately to any bank account through FedWire via API. Receive domestic and international wires with instant updates and all the raw data.
When you own both accounts at Column, transfers are real-time every second of the day.
Ledger each transaction automatically onto our system of record. Complete visibility and full banking functionality with the ease of an API.
Spin up programmable and scalable FDIC insured bank accounts for your customers in one API call. All from our robust, easy to use developer platform.
Build a customized card program that fits your stage. With a dedicated BIN and the choice of issuing processors, you maintain control.
Take full control of the end to end check flows. From RDC to checkbooks to positive-pay, we allow you to build your optimal check flow and own the entire process.
The Federal Reserve’s new real-time payment rail. Instant, transparent, and available 24/7/365.
Lending products for companies to scale lending programs faster and cheaper
Build a modern national lending program in partnership with Column.
Grow your lending program more efficiently with Column capital, whether you are at scale or on your way.
Programmatically sell the loans you originate to Column.
Start building today
Unmatched access to money movement, bank accounts, card networks, and bank capital. You're in the driver's seat to build your own products, on your terms, without layers in between.