Column N.A. Member FDIC

The developer
infrastructure bank

The only nationally chartered bank built to enable developers and builders to create new financial products

Start building
Dashboard Transfer Overview
curl \
    -u :prod_1vWeqakwT2N7NYRtZkUPSBt4scn \
    -d counterparty_id=cpty_1vWeqakwT2N7NYRtZkUPSBt4scn \
    -d bank_account_id=bacc_1vWeqakwT2N7NYRtZkUPSBt4scn \
    -d amount=40000 \
    -d description="Visa daily settlement"

Our advantage

Financial services
as code

Before Column,

new financial companies had to work through expensive middleware providers that wrapped legacy sponsor banks. These relied upon outdated and limiting core systems.


allows you to get to the bare metal. We are a bank made for developers and we have built our own core, ledger, and data model for the purpose of powering your unique use case, at any scale.


Middleware Providers

Core Systems

Sponsor Bank


Federal Reserve

We know the ecosystem very well and Column provides the speed, flexible account model and API-first approach that no one else can. These aspects are essential to building certain products that power our customers' growth.
Henrique Dubugras — Co-Founder and Co-CEO, Brex
  • In action

    The power of a nationally chartered bank

    in the lightest format possible

    Screenshot of the Column Dashboard

    Move and hold money

    Leverage Column's direct connection to the Federal Reserve. Pull and push money to any bank account and create flexible FDIC insured accounts.

    curl \
      -u :prod_1vWeqakwT2N7NYRtZkUPSBt4scn \
      -d counterparty_id=cpty_1vWeqakwT2N7NYRtZkUPSBt4scn \
      -d bank_account_id=bacc_1vWeqakwT2N7NYRtZkUPSBt4scn \
      -d amount=241 \
      -d type=DEBIT \
      -d currency_code=USD \
      -d description="Recurring bill"
    Image of a credit card

    Build a modern card program

    Manage your own card program and optimize interchange revenue. Launch a debit or credit program with any issuer processor.

    curl \
        -u :prod_1vWeqakwT2N7NYRtZkUPSBt4scn \
        -d entity_id=ent_1vWeqakwT2N7NYRtZkUPSBt4scn \
        -d description="NeoBankCo Visa Debit Settlement Account"




    Lend money

    Grow originations faster with bank funding from day one. Become an originating partner and expand your program nationally.

    curl \
      -u :prod_1vWeqakwT2N7NYRtZkUPSBt4scn \
      -d counterparty_id=cpty_1vWeqakwT2N7NYRtZkUPSBt4scn \
      -d bank_account_id=bacc_1vWeqakwT2N7NYRtZkUPSBt4scn \
      -d amount=2450000 \
      -d description="Warehouse drawdown"
    Screenshot of the Column Dashboard
    Image of a credit card




    Why Column

    Created by engineers and founders,

    we built Column from the ground up to solve our own problem

    1. Close to the metal

      We connect directly to the Federal Reserve with dedicated hardware, built our own ledger and core, and don't use any middleware. We then expose this directly to you.

    2. Efficient compliance

      We are a team of experienced compliance experts focused on helping you ship product. We expose tools to give you transparency and visibility into our compliance program and are focused on moving fast and efficiently, no matter the complexity of your program.

    3. Dedicated partners

      We are the only bank that is dedicated to providing services to developers and builders, and nothing else. We do not operate competing programs nor are we distracted by other business lines.

    More products

    Infrastructure products

    built for
    developers in the lightest format possible

    Credit products

    for companies to scale lending programs faster and cheaper


    Your partner at any scale

    As the backbone for the largest and most sophisticated fintechs and enterprises, we are built to scale with anyone who needs speed, control, and to be as close to the Federal Reserve as possible.

    Not our first rodeo

    We previously founded and built companies like Plaid, Square and Affirm where we had to rely on archaic banks and middleware providers. We built the bank we wish we had.

    Our promise

    Column is funded and owned by our founders and employees. A clear ownership structure and a long term view enables us to be solely focused on building technology the right way and being an incredible partner.

    Start building today

    Unmatched access to money movement, bank accounts, card networks, and bank capital. By working with us, you're in the driver's seat to build your own products, on your terms, without layers in between.