Originate ACH credits and debits with a single API request. Utilize all six settlement windows, configure every NACHA option and control every step.
Personal checking - 2919
January 26, 2023 - 10:20 AM
January 26, 2023 - 12:03 PM
January 26, 2023 - 1:14 PM
January 26, 2023 - 3:46 PM
July 26, 2021 - 3:46 PM
Unparalleled ACH flexibility
ACH has a reputation for taking too long. At Column, we optimize for the fastest ACH transfers possible — often in a matter of hours.
Unlike legacy banks and middleware providers, we have a direct connection to the Federal Reserve to facilitate the quickest and most transparent transfers.
Create an ACH transfer
Control every field in the NACHA spec and send payments under any SEC code.
Receive webhooks throughout ACH settlement to keep systems up to date at every stage of the process.
Be at the helm of
returns and disputes
Programmatically control returns through either our API or dashboard. Returns need to be viewed from two perspectives - one as the ODFI and the other as the RDFI.
RDFI - Create ACH return
Initiate any NACHA return code via our API.
ODFI - Receive webhooks on ACH returns
Receive webhooks on any incoming returns and dispute programatically.
Get ACH return
Infrastructure products built for
developers in the lightest format possible
Originate ACH credits and debits with a single API request. Utilize all five settlement windows, configure every NACHA option and control every step.
Transfer funds immediately to any bank account through FedWire via API. Receive domestic and international wires with instant updates and all the raw data.
When you own both accounts at Column, transfers are real-time every second of the day.
Ledger each transaction automatically onto our system of record. Complete visibility and full banking functionality with the ease of an API.
Spin up programmable and scalable FDIC insured bank accounts for your customers in one API call. All from our robust, easy to use developer platform.
Build a customized card program that fits your stage. With a dedicated BIN and the choice of issuing processors, you maintain control.
Take full control of the end to end check flows. From RDC to checkbooks to positive-pay, we allow you to build your optimal check flow and own the entire process.
The Federal Reserve’s new real-time payment rail. Instant, transparent, and available 24/7/365.
Lending products for companies to scale lending programs faster and cheaper
Build a modern national lending program in partnership with Column.
Grow your lending program more efficiently with Column capital, whether you are at scale or on your way.
Programmatically sell the loans you originate to Column.
Start building today
Unmatched access to money movement, bank accounts, card networks, and bank capital. You're in the driver's seat to build your own products, on your terms, without layers in between.