Card Programs

From code to card

Build a customized card program that fits your stage. With a dedicated BIN and the choice of issuing processors, you maintain control.

Start building
$ curl --request POST \
--url https://api.column.com/transfers/book \
--header 'Accept: application/json' \
--header 'Content-Type: application/json' \
--data '
{
"amount": "10000",
"sender_bank_account_id": "bacc_1vX4bDcwkR7tboQ41CYdujUdIr3",
"receiver_bank_account_id": "bacc_de14bDcwkR7tboQ41CYdujUdIr3"
}
'

Unlock network access and build innovative card programs,

from startups to global enterprises_

Your program designed for your needs

  • Own your program - from card design to customized benefits, you build for your customer profile.
  • Our compliance team is optimized for teams who ship. We will meet your pace and requirements, not the other way around.

Create new book transfer

curl 'https://api.column.com/transfers/book' \
    -XPOST \
    -u :<YOUR API KEY> \
    -d amount="10000" \
    -d currency_code="USD" \
    -d sender_bank_account_id="<bank_account_id>" \
    -d receiver_bank_account_id="<bank_account_id>"

Own your economics

  • You get 100% of interchange, control your unit economics, and build a company for scale.
  • Unlike managed programs, we are built for scale and flexibility.
Screenshot of creating a new book transfer from the Column Dashboard

Developer-first card program

  • We are developers at our core. From settlement to clearing you control the process from our dashboard or API.
  • Integrate directly to the source. Without middleware providers you have full flexibility and ownership.

Clear a book transfer

curl 'https://api.column.com/transfers/book/<book_transfer_id>/clear' \
    -u :<YOUR API KEY> \
    -d amount="150000" \
    -d currency_code="USD"

Speed of execution

  • Our relationships across the card ecosystem, from networks to processors, enable you to ship on your timeline.
  • We are engineers and operators at our core, unlike legacy banks we move at your speed.
Screenshot of the transactions list from the Column Dashboard
We know the ecosystem very well and Column provides the speed, flexible account model and API-first approach that no one else can. These aspects are essential to building certain products that power our customers' growth.
Henrique Dubugras — Co-Founder and Co-CEO, Brex
  • Start building today

    Unmatched access to money movement, bank accounts, card networks, and bank capital. By working with us, you're in the driver's seat to build you own products, on your terms, without layers in between.