Column N.A. Member FDIC

The developer
infrastructure bank

The only nationally chartered bank built to enable developers and builders to create new financial products

Start building
Dashboard Transfer Overview
curl '' \
    -u :prod_1vWeqakwT2N7NYRtZkUPSBt4scn \
    -d counterparty_id=cpty_1vWeqakwT2N7NYRtZkUPSBt4scn \
    -d bank_account_id=bacc_1vWeqakwT2N7NYRtZkUPSBt4scn \
    -d amount=40000 \
    -d description="Visa daily settlement"

Our advantage

Financial services as code

Before Column, new financial companies had to work through expensive middleware providers that wrapped legacy sponsor banks. These relied upon outdated and limiting core systems.

Column allows you to get to the bare metal. We are a bank made for developers and we have built our own core, ledger, and data model for the purpose of powering your unique use case, at any scale.


Middleware Providers

Core Systems

Sponsor Bank


Federal Reserve

We know the ecosystem very well and Column provides the speed, flexible account model and API-first approach that no one else can. These aspects are essential to building certain products that power our customers’ growth.
Henrique DubugrasCo-Founder and Co-CEO, Brex

In action

The power of a nationally chartered bank in the lightest format possible

Screenshot of the Column Dashboard

Move and hold money

Leverage Column's direct connection to the Federal Reserve. Pull and push money to any bank account and create flexible FDIC insured accounts.

Create an ACH transfer

curl '' \
  -u :prod_1vWeqakwT2N7NYRtZkUPSBt4scn \
  -d counterparty_id=cpty_1vWeqakwT2N7NYRtZkUPSBt4scn \
  -d bank_account_id=bacc_1vWeqakwT2N7NYRtZkUPSBt4scn \
  -d amount=241 \
  -d type=DEBIT \
  -d currency_code=USD \
  -d description="Recurring bill"
Image of a credit card

Build a modern card program

Manage your own card program and optimize interchange revenue. Launch a debit or credit program with any issuer processor.

Create a new bank account

curl '' \
    -u :prod_1vWeqakwT2N7NYRtZkUPSBt4scn \
    -d entity_id=ent_1vWeqakwT2N7NYRtZkUPSBt4scn \
    -d description="NeoBankCo Visa Debit Settlement Account"




Lend money

Grow originations faster with bank funding from day one. Become an originating partner and expand your program nationally.

Create new book transfer

curl '' \
  -u :prod_1vWeqakwT2N7NYRtZkUPSBt4scn \
  -d counterparty_id=cpty_1vWeqakwT2N7NYRtZkUPSBt4scn \
  -d bank_account_id=bacc_1vWeqakwT2N7NYRtZkUPSBt4scn \
  -d amount=2450000 \
  -d description="Warehouse drawdown"
Screenshot of the Column Dashboard
Image of a credit card




Why Column

Created by engineers and founders, we built Column from the ground up to solve our own problem

  1. Close to the metal

    We connect directly to the Federal Reserve with dedicated hardware, built our own ledger and core, and don't use any middleware. We then expose this directly to you.

  2. Efficient compliance

    We are a team of experienced compliance experts focused on helping you ship product. We expose tools to give you transparency and visibility into our compliance program and are focused on moving fast and efficiently, no matter the complexity of your program.

  3. Dedicated partners

    We are the only bank that is dedicated to providing services to developers and builders, and nothing else. We do not operate competing programs nor are we distracted by other business lines.

Infrastructure products built for
developers in the lightest format possible


Your partner at any scale

As the backbone for the largest and most sophisticated fintechs and enterprises, we are built to scale with anyone who needs speed, control, and to be as close to the Federal Reserve as possible.

Not our first rodeo

We previously founded and built companies like Plaid, Square and Affirm where we had to rely on archaic banks and middleware providers. We built the bank we wish we had.

Our promise

Column is funded and owned by our founders and employees. A clear ownership structure and a long term view enables us to be solely focused on building technology the right way and being an incredible partner.

Start building today

Unmatched access to money movement, bank accounts, card networks, and bank capital. You're in the driver's seat to build your own products, on your terms, without layers in between.