Notifications and States

When you initiate a wire transfer with Column it goes through multiple state transitions. One of the most powerful features of Column lies in our ability to notify you during each transition. This keeps you updated throughout the process and allows you to track the outcome of that transfer.

States and Events

For outgoing wires, a wire will generally move from initiated to completed in rapid succession. Below are the states and events that an outgoing wire transfer may go through.

StageWebhook EventDescription
Initiatedwire.outgoing_transfer.initiatedColumn will submit your wire to the Fed once it is open (for wires that are submitted between 6:45pm ET and 9:00pm ET).
Completedwire.outgoing_transfer.completedThe wire transfer request is successfully processed, requiring no further action.
Manual Reviewwire.outgoing_transfer.manual_reviewThe wire transfer request is undergoing a manual review which will be approved or rejected by Column.
Rejectedwire.outgoing_transfer.rejectedThe wire transfer request has been rejected by Column or by the Federal Reserve (this event will rarely happen).

Below are the states and events that an incoming wire transfer may go through.

StageWebhook Event    Description
Completed   wire.incoming_transfer.completed        Column has received an incoming wire transfer (credit only) from another ODFI, and processed it successfully.

Below are the states and events that a wire drawdown request may go through. See wire drawdowns for more information.

StageWebhook Event    Description
Receivedwire.incoming_drawdown_request.received  Column has received an incoming wire drawdown request from another ODFI.
Approvedwire.incoming_drawdown_request.approved The incoming wire drawdown request has been approved, Column will send an outgoing wire.
Deniedwire.incoming_drawdown_request.denied    After the wire drawdown request was approved, the outgoing wire was rejected.