Documentation

API Documentation

An entity represents a person or organization possessing separate and distinct legal rights - entities are the parent of Bank Account.

Depending on your use case, you will create entities for each of your customers or users. In most situations, these entities must be verified through KYC (Know your Customer/Client) or KYB (Know Your Business) processes. We require customers have their own KYC process in place. Column will review and approve your processes and 3rd party providers.

Root Entity

Root entities are a special type of entity for you/your business. These entities have special properties - such as the ability to be parents of special account types. Accounts under a root entity hold your company's money. Special accounts include reserve accounts for fraud, holding accounts for overdrafts, and operating accounts for funding customer rewards. See Root Accounts for more information.

Only one root entity is allowed per platform in both sandbox and live environments. A root entity is created automatically in live mode when you register and complete onboarding with Column.