Documentation

* `AB01` - Clearing process aborted due to timeout.   
* `AB02` - Clearing process aborted due to a fatal error.   
* `AB03` - Settlement aborted due to timeout.   
* `AB04` - Settlement process aborted due to a fatal error.   
* `AB05` - Transaction stopped due to timeout at the Creditor Agent.
* `AB06` - Transaction stopped due to timeout at the Instructed Agent.
* `AB07` - Agent of message is not online. Generic usage if it cannot be determined who exactly is not online.
* `AB08` - Creditor Agent is not online.
* `AB09` - Transaction stopped due to error at the Creditor Agent.
* `AB10` - Transaction stopped due to error at the Instructed Agent.
* `AB11` - Transaction stopped due to timeout at the Debtor Agent.
* `AC01` - Account number is invalid or missing.
* `AC02` - Debtor account number invalid or missing
* `AC03` - Creditor account number invalid or missing
* `AC04` - Account number specified has been closed on the bank of account's books. 
* `AC05` - Debtor account number closed
* `AC06` - Account specified is blocked, prohibiting posting of transactions against it.
* `AC07` - Creditor account number closed
* `AC08` - Branch code is invalid or missing
* `AC09` - Account currency is invalid or missing
* `AC10` - Debtor account currency is invalid or missing
* `AC11` - Creditor account currency is invalid or missing
* `AC12` - Account type missing or invalid. Generic usage if cannot specify between group and payment information levels
* `AC13` - Debtor account type missing or invalid
* `AC14` - Creditor account type missing or invalid
* `AC15` - The account details for the counterparty have changed.
* `AC16` - Credit or debit card number is invalid.
* `AG01` - Transaction forbidden on this type of account (formerly NoAgreement)
* `AG02` - Bank Operation code specified in the message is not valid for receiver
* `AG03` - Transaction type not supported/authorized on this account 
* `AG04` - Agent country code is missing or invalid. Generic usage if cannot specify between group and payment information levels.
* `AG05` - Debtor agent country code is missing or invalid
* `AG06` - Creditor agent country code is missing or invalid
* `AG07` - Debtor account cannot be debited for a generic reason. Code value may be used in general purposes and as a replacement for AM04 if debtor bank does not reveal its customer's insufficient funds for privacy reasons
* `AG08` - Transaction failed due to invalid or missing user or access right
* `AG09` - Original payment never received.
* `AG10` - Agent of message is suspended from the Real Time Payment system. Generic usage if it cannot be determined who exactly is suspended.
* `AG11` - Creditor Agent of message is suspended from the Real Time Payment system.
* `AG12` - Payment orders made by transferring funds from one account to another at the same financial institution (bank or payment institution) are not allowed.
* `AG13` - Returned payments derived from previously returned transactions are not allowed.
* `AGNT` - Agent in the payment workflow is incorrect
* `AM01` - Specified message amount is equal to zero
* `AM02` - Specific transaction/message amount is greater than allowed maximum
* `AM03` - Specified message amount is an non processable currency outside of existing agreement
* `AM04` - Amount of funds available to cover specified message amount is insufficient.
* `AM05` - Duplication
* `AM06` - Specified transaction amount is less than agreed minimum.
* `AM07` - Amount specified in message has been blocked by regulatory authorities.
* `AM09` - Amount received is not the amount agreed or expected
* `AM10` - Sum of instructed amounts does not equal the control sum.
* `AM11` - Transaction currency is invalid or missing
* `AM12` - Amount is invalid or missing
* `AM13` - Transaction amount exceeds limits set by clearing system
* `AM14` - Transaction amount exceeds limits agreed between bank and client
* `AM15` - Transaction amount below minimum set by clearing system
* `AM16` - Control Sum at the Group level is invalid
* `AM17` - Control Sum at the Payment Information level is invalid
* `AM18` - Number of transactions is invalid or missing. Generic usage if cannot specify between group and payment information levels.
* `AM19` - Number of transactions at the Group level is invalid or missing
* `AM20` - Number of transactions at the Payment Information level is invalid
* `AM21` - Transaction amount exceeds limits agreed between bank and client.
* `AM22` - Unable to apply zero amount to designated account. For example, where the rules of a service allow the use of zero amount payments, however the back-office system is unable to apply the funds to the account. If the rules of a service prohibit the use of zero amount payments, then code AM01 is used to report the error condition.
* `AM23` - Transaction amount exceeds settlement limit.
* `BE01` - Identification of end customer is not consistent with associated account number. (formerly CreditorConsistency).
* `BE04` - Specification of creditor's address, which is required for payment, is missing/not correct (formerly IncorrectCreditorAddress).
* `BE05` - Party who initiated the message is not recognised by the end customer
* `BE06` - End customer specified is not known at associated Sort/National Bank Code or does no longer exist in the books
* `BE07` - Specification of debtor's address, which is required for payment, is missing/not correct.
* `BE08` - Debtor name is missing
* `BE09` - Country code is missing or Invalid. Generic usage if cannot specifically identify debtor or creditor
* `BE10` - Debtor country code is missing or invalid
* `BE11` - Creditor country code is missing or invalid
* `BE12` - Country code of residence is missing or Invalid. Generic usage if cannot specifically identify debtor or creditor
* `BE13` - Country code of debtor's residence is missing or Invalid
* `BE14` - Country code of creditor's residence is missing or Invalid
* `BE15` - Identification code missing or invalid. Generic usage if cannot specifically identify debtor or creditor.
* `BE16` - Debtor or Ultimate Debtor identification code missing or invalid
* `BE17` - Creditor or Ultimate Creditor identification code missing or invalid
* `BE18` - Contact details missing or invalid
* `BE19` - Charge bearer code for transaction type is invalid
* `BE20` - Name length exceeds local rules for payment type.
* `BE21` - Name missing or invalid.  Generic usage if cannot specifically identify debtor or creditor.
* `BE22` - Creditor name is missing
* `BE23` - Phone number or email address, or any other proxy, used as the account proxy is unknown or invalid.
* `CERI` - Credit transfer is not tagged as an Extended Remittance Information (ERI) transaction but contains ERI.
* `CH03` - Value in Requested Execution Date or Requested Collection Date is too far in the future
* `CH04` - Value in Requested Execution Date or Requested Collection Date is too far in the past
* `CH07` - Element is not to be used at B- and C-Level
* `CH09` - Mandate changes are not allowed
* `CH10` - Information on mandate changes are missing
* `CH11` - Value in Creditor Identifier is incorrect
* `CH12` - Creditor Identifier is ambiguous at Transaction Level
* `CH13` - Original Debtor Account is not to be used
* `CH14` - Original Debtor Agent  is not to be used
* `CH15` - Content Remittance Information/Structured includes more than 140 characters
* `CH16` - Content is incorrect
* `CH17` - Element is not allowed
* `CH19` - Values in Interbank Settlement Date or Requested Collection Date will be set to the next TARGET day
* `CH20` - Number of decimal points not compatible with the currency
* `CH21` - Mandatory element is missing 
* `CH22` - SDD CORE and B2B not permitted within one message 
* `CHQC` - Cheque has been presented in cheque clearing and settled on the creditor’s account.
* `CNOR` - Creditor bank is not registered under this BIC in the CSM
* `CURR` - Currency of the payment is incorrect
* `CUST` - Cancellation requested by the Debtor
* `DNOR` - Debtor bank is not registered under this BIC in the CSM
* `DS01` - The electronic signature(s) is/are correct
* `DS02` - An authorized user has cancelled the order
* `DS03` - The user’s attempt to cancel the order was not successful 
* `DS04` - The order was rejected by the bank side (for reasons concerning content)
* `DS05` - The order was correct and could be forwarded for postprocessing
* `DS06` - The order was transferred to VEU
* `DS07` - All actions concerning the order could be done by the EBICS bank server
* `DS08` - The decompression of the file was not successful
* `DS09` - The decryption of the file was not successful
* `DS0A` - Data signature is required.
* `DS0B` - Data signature for the format is not available or invalid.
* `DS0C` - The signer certificate is revoked.
* `DS0D` - The signer certificate is not valid (revoked or not active).
* `DS0E` - The signer certificate is not present.
* `DS0F` - The authority of the signer certification sending the certificate is unknown.
* `DS0G` - Signer is not allowed to sign this operation type.
* `DS0H` - Signer is not allowed to sign for this account.
* `DS0K` - The number of transaction is over the number allowed for this signer.
* `DS10` - The certificate is revoked for the first signer.
* `DS11` - The certificate is not valid (revoked or not active) for the first signer.
* `DS12` - The certificate is not present for the first signer.
* `DS13` - The authority of signer certification sending the certificate is unknown for the first signer.
* `DS14` - The user is unknown on the server
* `DS15` - The same signature has already been sent to the bank
* `DS16` - The public key version is not correct. This code is returned when a customer sends signature files to the financial institution after conversion from an older program version (old ES format) to a new program version (new ES format) without having carried out re-initialisation with regard to a public key change.
* `DS17` - Order data and signatures don’t match
* `DS18` - File cannot be tested, the complete order has to be repeated. This code is returned in the event of a malfunction during the signature check, e.g. not enough storage space.
* `DS19` - The user’s rights (concerning his signature) are insufficient to execute the order
* `DS20` - The certificate is revoked for the second signer.
* `DS21` - The certificate is not valid (revoked or not active) for the second signer.
* `DS22` - The certificate is not present for the second signer.
* `DS23` - The authority of signer certification sending the certificate is unknown for the second signer.
* `DS24` - Waiting time expired due to incomplete order
* `DS25` - The order file was deleted by the bank server (for multiple reasons)
* `DS26` - The same user has signed multiple times
* `DS27` - The user is not yet activated (technically)
* `DT01` - Invalid date (eg, wrong or missing settlement date)
* `DT02` - Invalid creation date and time in Group Header (eg, historic date)
* `DT03` - Invalid non bank processing date (eg, weekend or local public holiday)
* `DT04` - Future date not supported
* `DT05` - Associated message, payment information block or transaction was received after agreed processing cut-off date, i.e., date in the past.
* `DT06` - Execution Date has been modified in order for transaction to be processed
* `DU01` - Message Identification is not unique.
* `DU02` - Payment Information Block is not unique.
* `DU03` - Transaction is not unique.
* `DU04` - End To End ID is not unique.
* `DU05` - Instruction ID is not unique.
* `DUPL` - Payment is a duplicate of another payment
* `ED01` - Correspondent bank not possible.
* `ED03` - Balance of payments complementary info is requested
* `ED05` - Settlement of the transaction has failed.
* `ED06` - Interbank settlement system not available.
* `ERIN` - Extended Remittance Information (ERI) option is not supported.
* `FF01` - File Format incomplete or invalid
* `FF02` - Syntax error reason is provided as narrative information in the additional reason information.
* `FF03` - Payment Type Information is missing or invalid. Generic usage if cannot specify Service Level or Local Instrument code
* `FF04` - Service Level code is missing or invalid
* `FF05` - Local Instrument code is missing or invalid
* `FF06` - Category Purpose code is missing or invalid
* `FF07` - Purpose is missing or invalid
* `FF08` - End to End Id missing or invalid
* `FF09` - Cheque number missing or invalid
* `FF10` - File or transaction cannot be processed due to technical issues at the bank side
* `FF11` - Clearing request rejected due it being subject to an abort operation.
* `G000` - In an FI To FI Customer Credit Transfer: The Status Originator transferred the payment to the next Agent or to a Market Infrastructure. The payment transfer is tracked. No further updates will follow from the Status Originator. In a Financial Institution Credit Transfer with cover: The Status Originator performed the account booking and transferred the cover transaction to the next Reimbursement Agent or to a Market Infrastructure. The payment transfer is tracked. No further updates will follow from the Status Originator.
* `G001` - In an FI To FI Customer Credit Transfer: The Status Originator transferred the payment to the next Agent or to a Market Infrastructure. The payment transfer is not tracked. No further updates will follow from the Status Originator. In a Financial Institution Credit Transfer with cover: The Status Originator performed the account booking and transferred the cover transaction to the next Reimbursement Agent or to a Market Infrastructure. The payment transfer is not tracked. No further updates will follow from the Status Originator.
* `G002` - In a FIToFI Customer Credit Transfer: Credit to the creditor’s account may not be confirmed same day. Update will follow from the Status Originator. In a Financial Institution Credit Transfer with cover: Debit/credit to nostro account may not be confirmed same day or Financial Institution Credit Transfer may not be transferred same day. Update will follow from the Status Originator.
* `G003` - In a FIToFI Customer Credit Transfer: Credit to creditor’s account is pending receipt of required documents. The Status Originator has requested creditor to provide additional documentation. Update will follow from the Status Originator. In a Financial Institution Credit Transfer with cover: Status Originator has requested a previous Agent to provide additional information/correct information. Update will follow from the Status Originator.
* `G004` - In a FIToFI Customer Credit Transfer: Credit to the creditor’s account is pending, status Originator is waiting for funds provided via a cover. Update will follow from the Status Originator.
* `G005` - Payment has been delivered to creditor agent with service level.
* `G006` - Payment has been delivered to creditor agent without service level.
* `ID01` - Signature file was sent to the bank but the corresponding original file has not been sent yet.
* `MD01` - No Mandate
* `MD02` - Mandate related information data required by the scheme is missing.
* `MD05` - Creditor or creditor's agent should not have collected the direct debit
* `MD06` - Return of funds requested by end customer
* `MD07` - End customer is deceased.
* `MS02` - Reason has not been specified by end customer
* `MS03` - Reason has not been specified by agent.
* `NARR` - Reason is provided as narrative information in the additional reason information.
* `NERI` - Credit transfer is tagged as an Extended Remittance Information (ERI) transaction but does not contain ERI.
* `RC01` - Bank identifier code specified in the message has an incorrect format (formerly IncorrectFormatForRoutingCode).
* `RC02` - Bank identifier is invalid or missing. Generic usage if cannot specify between debit or credit account
* `RC03` - Debtor bank identifier is invalid or missing
* `RC04` - Creditor bank identifier is invalid or missing
* `RC05` - BIC identifier is invalid or missing. Generic usage if cannot specify between debit or credit account.
* `RC06` - Debtor BIC identifier is invalid or missing
* `RC07` - Creditor BIC identifier is invalid or missing
* `RC08` - ClearingSystemMemberidentifier is invalid or missing. Generic usage if cannot specify between debit or credit account
* `RC09` - Debtor ClearingSystemMember identifier is invalid or missing
* `RC10` - Creditor ClearingSystemMember identifier is invalid or missing
* `RC11` - Intermediary Agent is invalid or missing
* `RC12` - Creditor Scheme Id is invalid or  missing
* `RCON` - Conflict with R-Message
* `RECI` - Further information regarding the intended recipient. 
* `RF01` - Transaction reference is not unique within the message.
* `RR01` - Specification of the debtor’s account or unique identification needed for reasons of regulatory requirements is insufficient or missing
* `RR02` - Specification of the debtor’s name and/or address needed for regulatory requirements is insufficient or missing.
* `RR03` - Specification of the creditor’s name and/or address needed for regulatory requirements is insufficient or missing.
* `RR04` - Regulatory Reason
* `RR05` - Regulatory or Central Bank Reporting information missing, incomplete or invalid.
* `RR06` - Tax information missing, incomplete or invalid.
* `RR07` - Remittance information structure does not comply with rules for payment type.
* `RR08` - Remittance information truncated to comply with rules for payment type.
* `RR09` - Structured creditor reference invalid or missing.
* `RR10` - Character set supplied not valid for the country and payment type.
* `RR11` - Invalid or missing identification of a bank proprietary service.
* `RR12` - Invalid or missing identification required within a particular country or payment type.
* `S000` - Request for Cancellation is acknowledged following validation.
* `S001` - Unique End-to-end Transaction Reference (UETR) relating to a payment has been identified as being associated with a Request for Cancellation.
* `S002` - Unique End-to-end Transaction Reference (UETR) relating to a payment has been prevent from traveling across a messaging network.
* `S003` - Request for Cancellation has been forwarded to the payment processing/last payment processing agent.
* `S004` - Request for Cancellation has been acknowledged as delivered to payment processing/last payment processing agent.
* `SL01` - Due to specific service offered by the Debtor Agent.
* `SL02` - Due to specific service offered by the Creditor Agent.
* `SL03` - Due to a specific service offered by the clearing system.
* `SL11` - Whitelisting service offered by the Debtor Agent; Debtor has not included the Creditor on its “Whitelist” (yet). In the Whitelist the Debtor may list all allowed Creditors to debit Debtor bank account.
* `SL12` - Blacklisting service offered by the Debtor Agent; Debtor included the Creditor on his “Blacklist”. In the Blacklist the Debtor may list all Creditors not allowed to debit Debtor bank account.
* `SL13` - Due to Maximum allowed Direct Debit Transactions per period service offered by the Debtor Agent.
* `SL14` - Due to Maximum allowed Direct Debit Transaction amount service offered by the Debtor Agent.
* `TA01` - The transmission of the file was not successful – it had to be aborted (for technical reasons)
* `TD01` - There is no data available (for download)
* `TD02` - The file cannot be read (e.g. unknown format)
* `TD03` - The file format is incomplete or invalid
* `TK01` - Token is invalid.
* `TK02` - Token used for the sender does not exist.
* `TK03` - Token used for the receiver does not exist.
* `TK09` - Token required for request is missing.
* `TKCM` - Token found with counterparty mismatch. 
* `TKSG` - Single Use Token already used. 
* `TKSP` - Token found with suspended status.
* `TKVE` - Token found with value limit rule violation. 
* `TKXP` - Token expired.
* `TM01` - Associated message, payment information block, or transaction was received after agreed processing cut-off time.
* `TS01` - The (technical) transmission of the file was successful.
* `TS04` - The order was transferred to pass by accompanying note signed by hand
* `CN01` - Authorisation is cancelled.
* `FOCR` - Return following a cancellation request.
* `FR01` - Returned as a result of fraud.
* `NOCM` - Customer account is not compliant with regulatory requirements, for example FICA (in South Africa) or any other regulatory requirements which render an account inactive for certain processing.
* `NOAS` - No response from Beneficiary.
* `RUTA` - Return following investigation request and no remediation possible.
* `UPAY` - Payment is not justified.