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Wire

Complete control
of FedWire™

Transfer funds immediately to any bank account through FedWire via API. Receive domestic and international wires with instant updates and all the raw data.

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Say goodbye to
business hours

Initiate and settle wire transfers 22 hours a day, 5 days a week. We process every second the Federal Reserve is open, unlike legacy banks.

22

Hours

Per day

5

Days

Per week

Initiate the wire transfer

curl 'https://api.column.com/transfers/wire' \
     -XPOST \
     -u :<YOUR API KEY> \
     -d description="Example wire transfer" \
     -d amount=10000 \
     -d currency_code=USD \
     -d bank_account_id="<bank_account_id>" \
     -d counterparty_id="<counterparty_id>"

Simplicity

Programmatically send wire transfers with one API call.

Speed

Funds are transferred in real-time to any US bank account.

Instant transfers
with full control

Programmatically send wire transfers in one API call. Funds are transferred instantly to any U.S. bank account.

Create new counterparty

curl 'https://api.column.com/counterparties' \
     -XPOST \
     -u :<YOUR API KEY> \
     -d routing_number="121144269" \
     -d account_number="1234567890" \
     -d "wire[beneficiary_name]"="John Smith" \
     -d "wire[beneficiary_address][line_1]"="101 Market St" \
     -d "wire[beneficiary_address][city]"="San Francisco" \
     -d "wire[beneficiary_address][state]"="CA" \
     -d "wire[beneficiary_address][postal_code]"="94105" \
     -d "wire[beneficiary_address][country_code]"="USA"

Full data transparency

Control every aspect of the data sent and received in domestic and international wires. We expose all the raw details so you can reconcile and have full visibility.

{
  "account_number_id": "acno_25nacNsLD8qLI1Vc6x67sxFU27c",
  "allow_overdraft": false,
  "amount": "100000",
  "bank_account_id": "bacc_25nVQr05nZybpyEzw8j0wV6VRUh",
  "beneficiary_account_number": "256783259046169",
  "beneficiary_name": "Column account",
  "completed_at": "2022-03-02T00:05:54Z",
  "counterparty_id": "cpty_25QihOzMbXhGQVNHQmeIp6UJNnj",
  "created_at": "2022-03-02T00:05:54Z",
  "currency_code":  "USD",
  "description": "incoming CTR wire transfer",
  "id": "wire_25o3LGGbxLjpabTm6zHquAM1ti2",
  "idempotency_key": "",
  "imad": "20220301CHASE001000001",
  "initiated_at": "2022-03-02T00:05:54Z",
  "is_incoming": true,
  "is_on_us": false,
  "manual_review_at": null,
  "omad": "20220301MMQFMC2U000001",
  "originator_account_number": "1234567890",
  "originator_name": "Chase account",
  "pending_submission_at": null,
  "previous_message_reference": "",
  "raw_beneficiary_address": "",
  "raw_originator_address": "",
  "receiver_di_name": "Column Bank",
  "receiver_di_routing_number": "091000019",
  "rejected_at": null,
  "sender_di_name": "TestBank",
  "sender_di_routing_number": "322271627",
  "sender_reference": "",
  "status": "COMPLETED",
  "submitted_at": null,
  "subtype_code": "00",
  "type_code": "10",
  "updated_at": "2022-03-02T00:05:54Z"
}

Get wire transfers list

curl 'https://api.column.com/transfers/wire' \
       -u :<YOUR API KEY>

Get single wire transfer

curl 'https://api.column.com/transfers/wire/<wire_transfer_id>' \
    -u :<YOUR API KEY>
We know the ecosystem very well and Column provides the speed, flexible account model and API-first approach that no one else can. These aspects are essential to building certain products that power our customers’ growth.
Henrique DubugrasCo-Founder and Co-CEO, Brex

Infrastructure products built for
developers in the lightest format possible

ACH

Originate ACH credits and debits with a single API request. Utilize all five settlement windows, configure every NACHA option and control every step.

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Wire

Transfer funds immediately to any bank account through FedWire via API. Receive domestic and international wires with instant updates and all the raw data.

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Book Transfers

When you own both accounts at Column, transfers are real-time every second of the day.

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Ledger

Ledger each transaction automatically onto our system of record. Complete visibility and full banking functionality with the ease of an API.

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Bank Accounts

Spin up programmable and scalable FDIC insured bank accounts for your customers in one API call. All from our robust, easy to use developer platform.

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Card Programs

Build a customized card program that fits your stage. With a dedicated BIN and the choice of issuing processors, you maintain control.

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Checks

Take full control of the end to end check flows. From RDC to checkbooks to positive-pay, we allow you to build your optimal check flow and own the entire process.

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Realtime

New real-time payment rails from The Clearing House and Federal Reserve. Instant, transparent, and available 24/7/365.

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International Wires

Direct access to Swift and international routing. Send money to over 180 countries in a single API call — with full transparency.

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Stablecoins

Send, receive, and hold stablecoins just like any other payment rail. Fully interoperable with the dollar and every US payment rail — instant, 24/7.

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Card Issuing

Launch credit and debit programs on Visa and Mastercard with Column as the issuing bank, the issuer processor, and the capital. No third parties, no middleware.

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Global Banking

Issue US accounts and cards to people and businesses anywhere in the world — regardless of citizenship or location.

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Multicurrency

Receive, hold, and send euros, pounds, Canadian dollars, and more. Instant FX and local payment rails — on the same Column APIs you already use.

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Lending products for companies to scale lending programs faster and cheaper

Loan Origination

Build a modern national lending program in partnership with Column.

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Debt Financing

Grow your lending program more efficiently with Column capital, whether you are at scale or on your way.

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Loan Purchase

Programmatically sell the loans you originate to Column.

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Start building today

Build your own products, on your terms, without layers in between.

Documentation

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