The modern global economy runs on the U.S. dollar. So if you run a financial product in the United States, chances are you already have customers and employees around the world who need access to U.S. dollar accounts and cards for commerce.
Historically, many of the greatest financial companies built in the United States haven’t been able to serve international customers because of the technical and compliance headaches. As a result, many of America’s greatest financial products never leave our borders. But Column already moves hundreds of billions of dollars a year across borders and has invested deeply in scaling our international payment rails and ironing out jurisdictional quirks.
Now, you can issue USD accounts and cards to customers anywhere in the world, on the same APIs and Column infrastructure you use domestically. This lets you:
Open U.S. dollar accounts for verified non-U.S. individuals and businesses
Issue U.S. dollar cards (or stablecoin-backed cards) for global spend
Issue cards that spend and settle in local currencies
Take your business global
Column customers can now:
Open a U.S. dollar account for a Colombian coffee exporter who is paid in dollars but has no U.S. entity
Issue a dollar-denominated card to a Greek freight company for fuel and port fees at every stop
Issue cards to a customer’s employees in Singapore, Brazil, and Australia that spend in local currency and settle back to the program in dollars
Onboard a business with non-U.S. owners, or an individual abroad with U.S. dollar obligations, under the same compliance tooling used domestically
Completely seamless
Global banking works with all of Column's other products.
A customer could onboard a Brazilian-domiciled business to a U.S. dollar account, issue a card to the business that can be funded in multiple currencies including stablecoins, and enable that business to transact across every major U.S. payment rail, multiple local currencies, and stablecoins.
Our global banking products were built on our own financial primitives and are a step change in capability for anyone building in financial services. Instead of stitching together banks, orchestrators, issuer processors, and a dozen other vendors, you now only need one bank — Column — to build any financial product at the frontier.
